How to get a mortgage at VTB24: detailed instructions. A sample of filling out a questionnaire for obtaining a mortgage at VTB24 Questionnaire for a mortgage loan VTB 24

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To correctly fill out an application for a loan, a sample of filling out a questionnaire for a VTB24 mortgage will help. Indeed, the final decision of the bank on issuing a loan depends on the correctness of entering information into this form.

How to fill

This form is submitted along with other documents required for consideration of the application. Many people prefer to download a mortgage application form from VTB24.

First, brief information about the borrower follows - full name, date and place of birth. The first block discloses information about a home loan: the selected loan program, collateral provided as security (if any), the amount of the down payment and the desired payment period. In the next block, check the box next to the source of information.

The third section concerns the personal data of the borrower - place of registration and actual residence, education, contact numbers. Then the marital status is entered indicating the full name, date of birth and employment of all family members. The section on labor activity includes items on the place of main work and income - basic and additional (if any). The address and contact numbers of the employing organization must be entered.

In the last blocks, other active loans and property owned should be indicated. In the “Additional Information” section, in addition to questions about the availability of alimony, permission to store weapons and debts, you must enter the previous surname if the applicant has changed it. The completed document must be signed.

Similarly, an application for guarantors is filled out. There are no special differences. Before starting to fill out the form, you should carefully study the sample application form for a mortgage from VTB24 in order to avoid possible errors and not rewrite the document several times.

To apply for a housing loan at VTB 24 Bank, you need to submit a special application. Such is the application form for a mortgage at VTB 24. It must be filled out in accordance with all the rules and requirements of the bank.

Mortgage Application

When submitting documents to a bank in order to apply for a loan or hold it, it is always necessary to fill out a questionnaire for a borrower, co-borrower or guarantor. Mortgage loans are no exception.

For a mortgage in VTB 24 there is a special questionnaire, consisting of two main points:

1. Mortgage Loan Application.
2. Annexes to the questionnaire (three pieces).

To obtain a mortgage, the data in these forms must be filled out properly in accordance with the requirements of the bank.

Filling in must be done personally by the borrower (co-borrower, guarantor) by hand, or be filled out through a computer, but always with a signature.

application form

The application form contains several different items and fields that are required during registration. All data must be entered correctly, accurately and completely (without abbreviations). Mortgage application includes:

• Passport and personal contact details of the borrower (passport series and number, contact phone number, whether the borrower is married, whether there are children, etc.).
• Information about education is also included.
• Information about employment and the sphere of work (place of work, position, work experience, salary level).
• Existing assets of the borrower (presence of a car, apartment, private house).
• Current liabilities - information about existing loans and debts.
• Mandatory field confirming familiarization and agreement with the terms and conditions of VTB 24 on mortgage.
• A place for the signature of the borrower and the person who accepted this document.

The application form should not have spaces, all fields must be filled in. Data is entered in blue or black ink. If there was not enough space for any question in the application, then it will be possible to indicate the information in a special appendix, which will now be discussed below.

Do not evade questions or write knowingly false information, since all data is checked, and the secrecy of the borrower can put an end to the issuance of a mortgage - VTB 24 does not trust clients who give false information.

The application is made directly at VTB 24, or online on the bank's website. Home loans do not always allow for electronic application, so this should be clarified in the mortgage section of the information you are about to apply for.

Mortgage is a serious step and you need to approach it wisely. For this, a questionnaire has been developed. According to the information indicated in it, VTB 24 checks the potential borrower for compliance with its requirements. Therefore, it is necessary to strictly observe all the conditions of the bank when filling out the application form.

Related article:

Mortgage with maternity capital in VTB 24

Sample Fill

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Annexes to the questionnaire

An application is also a document required for issuing a mortgage. There are three types of applications, the first two are required, and the third is filled out only at the request of the borrower.

The data in the applications is entered according to the same requirements as in the application form. Any changes and additions to these documents must be signed and certified by the borrower.

Mortgage guarantor and co-borrower questionnaire

The guarantor and co-borrower are also required to fill out a questionnaire along with mortgage applications. All requirements and conditions remain the same, since the application form is the same in all cases of lending. Just in the first column, you select your status on the mortgage (borrower, co-borrower or guarantor).

Where can I get a questionnaire?

The official website of VTB 24 provides its customers with all kinds of application forms for mortgages or other loans and services. You can always view an example of a questionnaire and a sample filling online. Further, in order not to waste time at the bank, you can download the form to your computer, print and fill it out.

If certain points of the questionnaire are not clear, then, having come to the VTB 24 branch, the employee will explain everything to you and help you fill it out.

You can fill out the questionnaire and not fill it out yourself, but just get acquainted with it on the VTB 24 website. Then you should come to the bank office prepared - have a passport and all other documents. To understand what papers may be needed, and the questionnaire will help. It is definitely necessary to take documents where marital status is written, full information about work, information on your property and the like.

Applying for a mortgage

When deciding to issue a mortgage, the application form is not the only document required for the bank to accept the application. VTB 24 will definitely require the following documents from the borrower:

• Russian passport.
• A copy of the work book (an extract from it is possible, but must be certified by the management of the enterprise).
• A document confirming the monthly and total annual income of the borrower (this can be a certificate in the form of VTB 24, or the standard - 2-NDFL).

One of the largest banks in Russia is VTB 24. An online loan application is one of the ways to quickly and easily get a loan from this bank. You will only need 5 minutes to fill out the questionnaire. To fill out a loan application form, you must correctly indicate your personal data - phone number, full name and address. Email.

Decision making is fast enough. If approved, you will need to come with your passport and proof of income to the bank.

VTB 24 bank. Online loan application and basic requirements for the borrower.

It is necessary to distinguish between VTB and VTB 24 Bank. An online application for a loan is possible only at VTB 24 Bank. You just need to fill out an online application form. In the questionnaire, you must specify the necessary data - passport data - age, gender, full name. You also need to enter your monthly income. The amount of the loan depends on income. Preference is given to unique incomes. Loan conditions are as follows - Loan rate from 19%
Amount up to 3 million rubles.

You can fill out the form right here.

Initially, before issuing a loan, the financial situation of the borrower is checked. After that, he is given a loan. You must also have permanent registration in the region where the loan is issued and be 18 years of age. The loan term is up to 7 years, guarantors and collateral are not required. VTB24 Bank, filling out an online consumer loan application form, which allows you to save a lot of time in obtaining a loan, presents quite favorable conditions for consumer loans. However, you should carefully read the contract, especially the conditions regarding commissions and insurance.

Commercial banks and VTB24 bank. Advantages and disadvantages of VTB 24 bank

An online application at VTB24 Bank is not such a rare service. Now other banks also allow filling out the questionnaire on the Internet.
And non-state banks have a number of advantages over VTB 24. Firstly, it is the speed of service. Even if you submit an online application to VTB 24, you should take into account that you will need to come for a loan. You will need to bring documents.

And the queues at VTB24 are quite long. Last night there were 11 people in line around 7 pm. It's over an hour to expect. In an hour, the line advances by 6-7 people. If you go in the evening, you can stand and not be in time. Operators also do not shine with the speed of service. If you urgently need money, then VTB 24, online application and quick receipt of money is not your option. It is recommended to use other offers of banks. For example Homecredit and Promsvyazbank.

There are few people in the offices of these banks and service is almost instantaneous. The rates are about the same as in all banks, and the service is much better. For example, on Voikovka in Moscow there is an office of Promsvyazbank, and next to it there is an office of VTB 24. In one there are no queues, in the other there is a queue to the ATM and to the tellers. The peculiarity is that VTB 24 has a lot of clients, but there is not enough capacity.

Online application to VTB24 bank is a way to save time at the initial stage of obtaining a loan, but the speed of office service crosses out all the savings.
Therefore, I recommend applying to VTB24 and other banks and getting a loan in a short time in the selected bank. I want to note that the service in commercial banks is quite fast and convenient.

ATMs VTB 24. Withdrawal of money and loan repayment.

Loan calculator VTB 24.

The site presents a universal.

The Questionnaire, properly called "application-questionnaire", is considered a very important initial document. You give this paper to the bank and, how you fill it out, a preliminary decision will be made. The content of such a questionnaire can be drawn up at the discretion of the bank itself, since this is not prescribed by law.

The essence of the application form is that, with the help of it, a banking institution receives all the necessary information about the client as a potential borrower. Based on what information you write about yourself, the credit commission will make a preliminary decision on approval.

Attention! All the information that you specify in the application for mortgage lending, the bank can check at any convenient time for it. At the same time, he can call your place of work to clarify whether you really work there, as well as to clarify your length of service!

Who completes the mortgage application?

The application form is first filled out by the future borrower and co-borrower(The co-borrower usually automatically becomes the spouse or spouse of the main borrower). If the bank decides after calculating your total income that there is not enough income for the required amount requested by the client, the bank may ask you to provide a guarantor.

It is possible to send an online application for mortgage lending, in which case you will write down brief information about yourself:

All additional information about you will be taken by a specialist who will call you back.

What does it include?

Also application must be filled out, in the questionnaire for VTB 24 bank there are only three applications, two of which are mandatory, and the third is needed if you did not have enough space to write some information.

The application contains the following information:

It indicates that you agree to the processing of your personal data by the bank.

The principle of filling out the questionnaire by the co-borrower and/or the guarantor is the same, except that they must indicate the degree of kinship in relation to the borrower, and they also do not fill out application number 1, since the borrower fills in all the information about the mortgage loan personally.

Feeding features for various programs

By special programs they mean such as refinancing, mortgages for the military, victory over formalities (mortgage on two documents). If one of them is suitable for the borrower, he fills out an application - a questionnaire indicating this factor, that is, in the field where the appropriate program is registered, puts a check in front of Appendix No. 1, paragraph 2.

Consideration period

Usually the application is considered by the bank within 4-5 days, for all this time, the bank weighs its risks and losses with a positive decision, and also verifies the authenticity of the information that the borrower indicated in his application.

If you decide to take out a mortgage under the special program "Victory over Formalities" - a mortgage under two documents, you can expect the bank's decision within 24 hours!

When considering an online application for a mortgage, the bank will make a decision within 2-3 days! Terms may vary at the discretion of the bank.

Conclusion

Competent and reliable completion of the application form is a guarantee that the bank will make a positive decision in issuing a mortgage loan to you, provided that you are suitable for all other parameters as a borrower. Try to approach this issue very seriously!